| As we ease into the new year, Freddie Mac, Fannie Mae and other Loan Buyers are easing some underwriting guidelines...
A. Only one years tax returns for some self-employed borrowers
B. Reduced MI for FHA
C. All gift funds for low down payment conventional loans
D. 3% Down Payment
E. First Time Home Buyer Tax Credit which is just HUGE!
D. Future Income: Close before the new job starts
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